Xumm – The Best XRP Wallet for Security & Control.

Denis Gavrushenko

— 1 min read

Xumm: Your Secure Portal to the XRP Ledger

What is Xumm?
Xumm is an advanced, non-custodial (self-custody) wallet built for interacting with the XRP Ledger (XRPL). It's your key to full control over your digital assets. With Xumm, you can:

  • Manage XRP and any tokens issued on the XRPL.
  • Send and request payments.
  • Use xApps – built-in decentralized applications to access DeFi services, NFTs, trading, and much more directly from the wallet.
  • Work with Tangem hardware wallets (Xumm Cards) for maximum security, where cryptographic operations are performed on the card's isolated chip.

Is Xumm Safe?
Yes, Xumm is built with security as its core principle. It is not an exchange or a custodial service. Your funds and private keys are always under your sole control and never leave your device. Security is ensured through:

  • Advanced encryption and passcode/PIN protection.
  • Audited codebase, guaranteeing transparency and reliability.
  • Self-custody principles, meaning you are the sole owner of your assets.

Key Focus Areas for Xumm:

  1. Wallet Updates & Improvements: Regular releases of new versions (e.g., 2.4.0, 2.5.0) with increased speed, redesigned interfaces, convenient asset tracking, and an enhanced user experience.
  2. XRPL Ecosystem Growth: Integrating new XRP Ledger capabilities like AMMs (Automated Market Makers) and Hooks, alongside partnerships (e.g., with D'HALI, ZenLedger) to expand functionality.
  3. Financial Autonomy & Security: An unwavering emphasis on self-custody, privacy, and full user control over finances.
  4. Simplified Onboarding: Continuous work to make it easier for new users to start, including Tangem Card integration and simplified token management.
  5. Platform Sustainability: Transparent explanation of the operational model and fees for advanced operations (e.g., swaps), which support the project's ongoing development.

Xumm's Vision is to build the future of self-custodial digital finance, where you are your own bank. The wallet constantly evolves to provide the most modern and secure tools for interacting with the XRP Ledger ecosystem.

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